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Protect what matters most with First Beaches Insurance


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About First Beaches Insurance

Reliable Insurance for You and Your Family

Everyone needs insurance. At First Beaches Insurance, we pride ourselves on being more than “just another” insurance agency. As an independent insurance agency locally owned and operated in Jacksonville Beach, Florida, we enjoy getting to know each of our customers personally. 

Here at First Beaches Insurance, it’s a family affair! Founded by his father, now owned and operated by George Garcia – with us you are treated like family.

Your First Call for all your Insurance Needs

Insurance Policy Reviews

First Beaches Insurance has the knowledge and expertise to evaluate your current insurance policies to make sure they properly meet your needs.

Home Insurance

You need a homeowners policy that will help you recover if a disaster damages or destroys your home and your belongings.

Boat Insurance

We partner with several top insurers to provide reliable coverage for boats and other watercraft.

Flood Insurance

Damage and loss due to flood or water damage is not typically included in homeowners insurance, so we recommend that area residents get flood insurance

Auto Insurance

Low-cost car insurance coverage options could end up costing you a lot of money in the event of an accident. We find the right auto insurance at the right price

Umbrella Insurance

While primary insurance coverage such as auto and homeowners insurance is important for you to carry, they might not be enough to fully cover you


What People are Saying

“Make it Easy!”

The entire First Beaches Insurance team has been great to work with. They are very responsive and make it easy to find and switch insurance policies for homeowners and auto. I have used them for many years and am appreciative for all their help…. I highly recommend them if you are in the market for insurance.

Brandon C

“Direct & Honest”

My experience is with George. He was professional and quick during the quoting process. He was direct and honest about pricing which happened to be very competitive. He also takes the time to teach you the common pitfalls of insurance products out there and how to avoid them. I would highly recommend you meet with First Beaches Insurance if you are considering changing anything regarding insurance.

Shane H


George and his Team have done an outstanding job in helping my family find and understand what is the best insurance for our needs. Prompt and professional, helpful, and informative. thanks, George and Team!


“A pleasure”

George has been wonderful to work with: extremely professional and responsive and saved me over $300 per policy per year. I highly recommend First Beaches Insurance! Thanks again, George- was a pleasure!

Alissa S

Finding the Best Condo Insurance in Florida

Every condo owner wants to ensure that their investment is protected, which is why all of them deserve the best condo insurance in Florida. Whether you are preparing to buy a new condo, investing in a rental property, or planning on relocating to Florida, how can you...

Insuring Expensive Holiday Gifts

Are you planning to blow it out on an expensive gift for a loved one this Christmas? If so, you should think about protecting it.  Gifting a flashy watch, diamond necklace, or a vintage car is a  surefire way to create an unforgettable holiday season for a  partner,...

Event Liability for the Holidays

As the year comes to a close, and COVID restrictions loosen up, there will be no shortage of holiday parties this season. No matter how small the planned event is, safety should come first. It’s understandable that due to the excitement around the holidays, safety may...

Florida Flood Insurance Changes

Flood Insurance Changes   Starting October 1, 2021, over 3.8 million flood insurance policies will see an increase in the total cost of flood insurance. However, a mere 4% of all policies will record the highest increase, following the implementation of the new...

Insuring a Safe Tailgating Season

Insuring and Ensuring a Safe Tailgating Season Tailgates are a way for fans to escape their daily lives and kick back with like-minded people. Nothing beats throwing back your draft of choice, blasting some music, fighting over folding chairs, grilling hot food, and...

Insurance for College Students

Insurance for College Students   Going to college is a big step in a young adult’s life. They will not only be leaving home, but you will also be making new friends and experiencing life on their own terms for the first time. It’s an exciting and scary time -...

Summer Travel Tips

It’s that glorious time of year again - summer! Once again, as COVID restrictions subside,  millions of us have been or will soon embark on a well-deserved vacation. While those summer vibes are flowing, however, this is also the time of the year to review some basic...

Classic Car Insurance

First Beaches Insurance is proud to offer tailored protection for auto enthusiasts from the global leader in collector vehicle insurance. Hagerty coverage offerings include Guaranteed Value ®, the freedom to drive, expert claims handling, and Hagerty Drivers Club ®....

Preparing for Hurricane Season

Whether you’ve lived in Florida your whole life or you’ve recently moved from out-of-state, preparing for hurricane season is essential. You want to “have all your ducks in a row” long before a hurricane warning is issued for our area. Read through our checklist to...

What Insurance Do I Need in Florida?

If you’ve decided to move to Florida, then welcome to The Sunshine State where you can enjoy beaches, recreational activities, and some of the best weather on the east coast. If this is your first big move, you might be feeling overwhelmed by all the decisions you...

Hours of Operation

8:30am – 4:30pm

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