Your First Choice for Insurance

 

Protect what matters most with First Beaches Insurance

 

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About First Beaches Insurance

Reliable Insurance for You and Your Family

Everyone needs insurance. At First Beaches Insurance, we pride ourselves on being more than “just another” insurance agency. As an independent insurance agency locally owned and operated in Jacksonville Beach, Florida, we enjoy getting to know each of our customers personally. 

Here at First Beaches Insurance, it’s a family affair! Founded by his father, now owned and operated by George Garcia – with us you are treated like family.

Your First Call for all your Insurance Needs

Insurance Policy Reviews

First Beaches Insurance has the knowledge and expertise to evaluate your current insurance policies to make sure they properly meet your needs.

Home Insurance

You need a homeowners policy that will help you recover if a disaster damages or destroys your home and your belongings.

Boat Insurance

We partner with several top insurers to provide reliable coverage for boats and other watercraft.

Flood Insurance

Damage and loss due to flood or water damage is not typically included in homeowners insurance, so we recommend that area residents get flood insurance

Auto Insurance

Low-cost car insurance coverage options could end up costing you a lot of money in the event of an accident. We find the right auto insurance at the right price

Umbrella Insurance

While primary insurance coverage such as auto and homeowners insurance is important for you to carry, they might not be enough to fully cover you

Testimonials

What People are Saying

“Make it Easy!”

The entire First Beaches Insurance team has been great to work with. They are very responsive and make it easy to find and switch insurance policies for homeowners and auto. I have used them for many years and am appreciative for all their help…. I highly recommend them if you are in the market for insurance.

Brandon C

“Direct & Honest”

My experience is with George. He was professional and quick during the quoting process. He was direct and honest about pricing which happened to be very competitive. He also takes the time to teach you the common pitfalls of insurance products out there and how to avoid them. I would highly recommend you meet with First Beaches Insurance if you are considering changing anything regarding insurance.

Shane H

“Professional”

George and his Team have done an outstanding job in helping my family find and understand what is the best insurance for our needs. Prompt and professional, helpful, and informative. thanks, George and Team!

JG

“A pleasure”

George has been wonderful to work with: extremely professional and responsive and saved me over $300 per policy per year. I highly recommend First Beaches Insurance! Thanks again, George- was a pleasure!

Alissa S

Understanding Animal Liability

A dog is a man's best friend. In fact, about 70 percent or 69 million households own a dog in the United States. However, dog bite claims are also common. An estimated 4.5 million people are bitten by dogs yearly, and nearly 800,000 require medical attention. While...

How to Find the Best Insurance Agent

It is common for most people today to have reservations about getting an insurance agent. Friends or family members may have told you some horror stories about agents. But by hiring a good agent, you can be confident that you will get the best coverage and rate for...

Hurricane Preparedness in 2022

As the hurricane season swoops in, preparing adequately for any incoming storms can prove vital. Naturally, as Florida remains a high-risk area, taking additional measures can also help ensure your safety during the season. Have an Active Plan One of the core things...

The Real Risk of Coastal Living

There are several joys that one can get from living along the coast. The calming breeze and the beauty of the ocean can often make your day-to-day life feel like a never-ending vacation. Unfortunately, coastal life also comes with certain risks that you must consider...

Flood Insurance In Florida- What’s New In 2022?

Due to the federal government's new flood-risk assessment system, landowners in low-lying locations may see their rates rise when they update their flood insurance plans beginning April 1st. Risk Rating 2.0, which authorities say is supposed to be equal and accurate,...

Factors to Consider When Moving into a Golf Community

Nothing beats the feeling that comes with having a front-row seat to well-maintained, evergreen fairways, especially for the avid golfer. But even if you're not a golfer, the beautiful landscape associated with golf courses could just be enough to persuade you into...

I Heart My Classic Car

If you have a classic car, chances are you've said a couple of times in your life: "I love my car!" And compared to your regular car, you probably take extra precautions with your classic car. Your classic car is certainly not for your everyday commute or a long road...

Finding the Best Condo Insurance in Florida

Every condo owner wants to ensure that their investment is protected, which is why all of them deserve the best condo insurance in Florida. Whether you are preparing to buy a new condo, investing in a rental property, or planning on relocating to Florida, how can you...

Insuring Expensive Holiday Gifts

Are you planning to blow it out on an expensive gift for a loved one this Christmas? If so, you should think about protecting it.  Gifting a flashy watch, diamond necklace, or a vintage car is a  surefire way to create an unforgettable holiday season for a  partner,...

Event Liability for the Holidays

As the year comes to a close, and COVID restrictions loosen up, there will be no shortage of holiday parties this season. No matter how small the planned event is, safety should come first. It’s understandable that due to the excitement around the holidays, safety may...

Hours of Operation

MON – FRI
8:30am – 4:30pm

*Closed for lunch Noon - 1pm

SAT & SUN
We are closed

Contact Us

Let us know if you have any questions!