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About First Beaches Insurance

Reliable Insurance for You and Your Family

Everyone needs insurance. At First Beaches Insurance, we pride ourselves on being more than “just another” insurance agency. As an independent insurance agency locally owned and operated in Jacksonville Beach, Florida, we enjoy getting to know each of our customers personally. 

Here at First Beaches Insurance, it’s a family affair! Founded by his father, now owned and operated by George Garcia – with us you are treated like family.

Your First Call for all your Insurance Needs

Insurance Policy Reviews

First Beaches Insurance has the knowledge and expertise to evaluate your current insurance policies to make sure they properly meet your needs.

Home Insurance

You need a homeowners policy that will help you recover if a disaster damages or destroys your home and your belongings.

Business Insurance

Insurance that protects your company, so you can get back to business

Flood Insurance

Damage and loss due to flood or water damage is not typically included in homeowners insurance, so we recommend that area residents get flood insurance

Auto Insurance

Low-cost car insurance coverage options could end up costing you a lot of money in the event of an accident. We find the right auto insurance at the right price

Umbrella Insurance

While primary insurance coverage such as auto and homeowners insurance is important for you to carry, they might not be enough to fully cover you

Boat Insurance

We partner with several top insurers to provide reliable coverage for boats and other watercraft.

Testimonials

What People are Saying

“Make it Easy!”

The entire First Beaches Insurance team has been great to work with. They are very responsive and make it easy to find and switch insurance policies for homeowners and auto. I have used them for many years and am appreciative for all their help…. I highly recommend them if you are in the market for insurance.

Brandon C

“Direct & Honest”

My experience is with George. He was professional and quick during the quoting process. He was direct and honest about pricing which happened to be very competitive. He also takes the time to teach you the common pitfalls of insurance products out there and how to avoid them. I would highly recommend you meet with First Beaches Insurance if you are considering changing anything regarding insurance.

Shane H

“Professional”

George and his Team have done an outstanding job in helping my family find and understand what is the best insurance for our needs. Prompt and professional, helpful, and informative. thanks, George and Team!

JG

“A pleasure”

George has been wonderful to work with: extremely professional and responsive and saved me over $300 per policy per year. I highly recommend First Beaches Insurance! Thanks again, George- was a pleasure!

Alissa S

State of the Florida Insurance Market

Living and working in Florida, you probably understand that there is some risk-reward with calling FLA home. While we can reap the benefits of warm weather, blue skies, and beautiful oceans we also have to contend with mother nature and paying a premium at times. One...

Insuring Holiday Jewelry and Gifts

Don’t Forget to Insure Your Holiday Jewelry and Gifts Whether you are among the many couples who will “make it official” over the holidays, if it’s a last minute panic purchase, or even a make-up gift, jewelry is certainly a popular choice during the holidays....

Why Choose an Independent Agent?

Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like First Beaches, you get...

10 Things to do to Prepare Your Home for Fall

Fall is a wonderful time — if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and big ones before they become catastrophes....

It’s Back-to-School Time — Is Your House Ready?

We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else — your home. It won’t just be good for you; in many instances,...

Tips for Power Tool Safety

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use tools safely, if you want to do good work and...

What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially dangerous, it’s also expensive. On average, most water...

How to Update your Home — Without Spending Thousands

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference — and whether you’re handy or not, you can handle most of them yourself. Don’t believe...

I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off your list: the right car insurance. While some auto...

Keep Your Pets Safe in a Disaster

A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a disastrous storm or other event. Your family...

Hours of Operation

MON – FRI
8:30am – 4:30pm

SAT & SUN
We are closed

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Let us know if you have any questions!