Your First Choice for Insurance

 

Protect what matters most with First Beaches Insurance

 

Contact an AgentCurrent Clients

About First Beaches Insurance

Reliable Insurance for You and Your Family

Everyone needs insurance. At First Beaches Insurance, we pride ourselves on being more than “just another” insurance agency. As an independent insurance agency locally owned and operated in Jacksonville Beach, Florida, we enjoy getting to know each of our customers personally. 

Here at First Beaches Insurance, it’s a family affair! Founded by his father, now owned and operated by George Garcia – with us you are treated like family.

Your First Call for all your Insurance Needs

Insurance Policy Reviews

First Beaches Insurance has the knowledge and expertise to evaluate your current insurance policies to make sure they properly meet your needs.

Home Insurance

You need a homeowners policy that will help you recover if a disaster damages or destroys your home and your belongings.

Boat Insurance

We partner with several top insurers to provide reliable coverage for boats and other watercraft.

Flood Insurance

Damage and loss due to flood or water damage is not typically included in homeowners insurance, so we recommend that area residents get flood insurance

Auto Insurance

Low-cost car insurance coverage options could end up costing you a lot of money in the event of an accident. We find the right auto insurance at the right price

Umbrella Insurance

While primary insurance coverage such as auto and homeowners insurance is important for you to carry, they might not be enough to fully cover you

Testimonials

What People are Saying

“Make it Easy!”

The entire First Beaches Insurance team has been great to work with. They are very responsive and make it easy to find and switch insurance policies for homeowners and auto. I have used them for many years and am appreciative for all their help…. I highly recommend them if you are in the market for insurance.

Brandon C

“Direct & Honest”

My experience is with George. He was professional and quick during the quoting process. He was direct and honest about pricing which happened to be very competitive. He also takes the time to teach you the common pitfalls of insurance products out there and how to avoid them. I would highly recommend you meet with First Beaches Insurance if you are considering changing anything regarding insurance.

Shane H

“Professional”

George and his Team have done an outstanding job in helping my family find and understand what is the best insurance for our needs. Prompt and professional, helpful, and informative. thanks, George and Team!

JG

“A pleasure”

George has been wonderful to work with: extremely professional and responsive and saved me over $300 per policy per year. I highly recommend First Beaches Insurance! Thanks again, George- was a pleasure!

Alissa S

The Types of Insurance Every Business Needs

How to Get Affordable Protection for Your Small Business Having the right property and casualty insurance is essential for any small business. It can provide financial protection in case of an accident, theft, or another unforeseen event, allowing you to continue...

The Essential Guide to Boat Insurance: What You Need to Know Before Purchasing Coverage

When you own a boat, it's important to make sure that your investment is properly protected. Boat insurance can provide financial protection in an accident or other unforeseen circumstance. But before you purchase boat insurance coverage, there are some essential...

Property Insurance Reform in Florida: Understanding the Impact of SB-2A On Homeowners

With the passage of Senate Bill 2A in 2022, Florida homeowners will face a new reality when it comes to property insurance. The bill seeks to reform the state's current system of providing coverage for residential properties by introducing a number of changes and...

The Ultimate Guide to Manage Your Holiday Risks

As this holiday season approaches, we understand the fatigue you may be feeling.  For the past three seasons, we've been inundated with so many lists of what to do and what not to do; it's almost comical yet unbearable at the same time.  But we know the season comes...

Insuring a Safe Tailgating Season – Part 2

Every year as football season approaches, many of us can't wait to indulge in the sights, sounds, and flavors of the season. For most of us, tailgating is the best way we enjoy the season and celebrate our favorite teams and players in the company of our friends and...

Insuring A New Addition to the Family

It's a big moment when a new addition comes into the family! Along with the happiness and cuddles, some critical decisions must be made regarding your financial planning. Insurance can be a great tool to help with that. When you decide to have a baby, your life...

Understanding Animal Liability

A dog is a man's best friend. In fact, about 70 percent or 69 million households own a dog in the United States. However, dog bite claims are also common. An estimated 4.5 million people are bitten by dogs yearly, and nearly 800,000 require medical attention. While...

How to Find the Best Insurance Agent

It is common for most people today to have reservations about getting an insurance agent. Friends or family members may have told you some horror stories about agents. But by hiring a good agent, you can be confident that you will get the best coverage and rate for...

Hurricane Preparedness in 2022

As the hurricane season swoops in, preparing adequately for any incoming storms can prove vital. Naturally, as Florida remains a high-risk area, taking additional measures can also help ensure your safety during the season. Have an Active Plan One of the core things...

The Real Risk of Coastal Living

There are several joys that one can get from living along the coast. The calming breeze and the beauty of the ocean can often make your day-to-day life feel like a never-ending vacation. Unfortunately, coastal life also comes with certain risks that you must consider...

Hours of Operation

MON – FRI
8:30am – 4:30pm

*Closed for lunch Noon - 1pm

SAT & SUN
We are closed

Contact Us

Let us know if you have any questions!