Insurance for Your Motorcycle
Jacksonville Motorcycle Insurance.
If you prefer to ride on two wheels rather than four, First Beaches Insurance can help you find the ideal insurance coverage. We understand the appeal of the open road, and we want to help you ride along, unhindered by the worries of life. Of course, we can’t promise an accident won’t happen. However, as a locally owned, independent insurance company, we have relationships with several top motorcycle insurance providers, and we can help you get back on the road in the event of a mishap. Let us set your mind at ease concerning insurance coverage.
Florida State Regulations
In the state of Florida, all motorcycles and mopeds that have to be registered must either be insured or covered under another state-approved form of financial responsibility or self-insurance. Your First Beaches Insurance insurance agent can explain alternative forms of responsibility or self-insurance, but the most affordable option for most of our clients is traditional motorcycle insurance. State law requires minimum property liability coverage of $10,000 per accident as well as bodily injury liability of at least $20,000 per crash. For most of our customers, affordable insurance solutions can provide even greater coverage at affordable rates.
Available Coverage Options
Available motorcycle insurance options are similar to coverage options for auto insurance. Our insurance carriers offer
- Liability and extended liability coverage
- Collision insurance
- Comprehensive insurance
- Towing and roadside assistance
- Underinsured/uninsured motorist coverage
- Custom parts and equipment coverage
Unlike most states, Florida has different policies concerning no-fault insurance when it comes to motorcycles. You are not required to carry personal injury protection coverage on your motorcycle. If you have questions concerning the differences between car insurance and motorcycle insurance in Florida, feel free to call or drop by our office.
To learn more about motorcycle insurance, request your free online quote today. We look forward to helping you enjoy the ride.