If you own a home in Jacksonville Beach or Northeast Florida, big insurance changes are rolling in. Starting in 2024, a new Florida law is phasing in mandatory flood insurance for many homeowners who carry wind coverage through Citizens Property Insurance. This isn’t...
We get it — you’ve heard it all before. Every year as September rolls around, so do the friendly warnings about hurricane season, flood zones, and policy reviews. And if you’ve been following us for a while, you already know we’re big on being proactive when it comes...
July 14, 2025 | First Beaches Insurance This July, Northeast Florida saw powerful summer storms that flooded streets, drenched neighborhoods, and disrupted beachside life. For many, it’s a reminder: if it can rain here in Jacksonville Beach, it can flood. Nationally,...
Summer is practically here in Jacksonville Beach, and that means it’s go-time for long weekends, beach drives, boat days, and backyard BBQs. If you’re dusting off the camper, hitching up the trailer, or firing up the jet ski, you might assume your standard insurance...
April showers might bring May flowers—but in Florida, they can also bring flooded floors, ruined drywall, and a major financial headache. At First Beaches Insurance, we like to keep things simple, honest, and a little witty. So here it is: If it can rain at your...
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